Designed by Cursive Media

Take Control of Your Credit. Start With a Clear Plan.

Answer a few quick questions about your credit situation and learn what to review next. Our team can help identify eligible credit reporting errors, explain your dispute options, and guide you through the process.

  • A comprehensive review of eligible negative information
  • Clear upfront pricing with no recurring monthly subscription
  • A dedicated consultant and progress updates
  • A process focused on accuracy, evidence, and transparency
20+ years in business  •  3,000+ 5-star reviews  •  See the proof ↓

Get My Free 60-Second Credit Blueprint

In this free 60-second quiz you'll:
  • See what may be affecting your credit
  • Learn which items may qualify for dispute
  • Decide if expert help makes sense for you
Please enter your first and last name.
Please enter a valid email.
Please enter a valid 10-digit U.S. phone number.
Takes 60 seconds. Won't impact your credit score. No obligation.
★★★★★ 4.9 · 3,000+ 5-star reviews
20+
Years of Experience
Free
Credit Blueprint & Consultation
3,000+
5-Star Reviews
0
Monthly Subscription Fees
Family that bought a home after working with ASAP Credit Repair
★★★★★

"I actually got approved for my home loan yesterday… My credit score went from a 590 to a 720."

— Sylvia A., Google review

  • Eligible negative items reviewed together — not one per month
  • No monthly subscription — you only pay for items we go after
  • A dedicated senior consultant + account manager in your corner
  • Progress updates throughout your program
The Receipts

Real deletions. Real strategy.

See examples of credit reporting disputes and documented outcomes from actual customer cases. Individual results vary, and a deletion does not necessarily mean the information can never be reported again. Tap any letter to read it in full. (Screenshots redacted for privacy.)

These are real results for real clients, shown with permission and with personal information redacted. Every credit file is different — results, timelines, and score changes vary by individual and are not guaranteed.

How It Works

Three Steps Toward a Clearer Credit Profile

Other companies make credit repair complicated. We don't. Welcome to simplicity. Welcome to ASAP.

1

Get Your Free Credit Blueprint

Tell us about your credit situation so we can help you understand potential next steps.

2

Review and Build Your Action Plan

We review your credit reports, identify potentially inaccurate, incomplete, or obsolete information, and determine which items may qualify for dispute.

3

Track Your Progress

Your consultant explains the process, provides updates, and helps you understand the results of your disputes.

The Math

A Different Approach to Credit Repair

Not every credit repair company uses the same pricing or service structure. Compare how ASAP approaches credit reviews, upfront pricing, and customer support.

Traditional credit repair

  • ✗Recurring monthly fees$99–$150/month can add up over time.
  • ✗Disputes handled in stagesItems may be addressed over multiple billing cycles.
  • ✗An extended processTimelines depend on the items disputed and investigation results.
  • ✗Ongoing service commitmentsMonthly billing may continue while services remain active.
ASAP

The ASAP way

  • ✓One clearly defined feeYou'll know your total cost before we start, with no monthly subscription.
  • ✓A comprehensive reviewReview eligible negative items together and prioritize disputes based on their accuracy and supporting evidence.
  • ✓A defined processYou'll know what to expect at each step, with progress updates along the way.
  • ✓A clear service commitmentBefore you enroll, we clearly explain what's included in your service, what to expect, and any applicable refund terms.
The Cost of Waiting

Your Credit Can Affect What You Pay

Your credit history can influence the interest rates and terms available to you. Here's an illustrative example of how different mortgage rates can affect borrowing costs:

$251/mo
more on a $300K mortgage payment at a lower credit tier*
$90,000+
in extra interest over the life of that loan*
$3,000+
in extra payments from waiting just one year at those rates*

*Illustrative example: $300,000 30-year fixed mortgage at 6.25% APR (strong credit tier) vs. 7.5% APR (fair/poor tier). Rates vary by lender, market, and profile. Not a quote or a guarantee.

In Their Own Words

Real Customers. Real Experiences.

Hear customers share their experiences with ASAP Credit Repair. Every credit situation is different, and results are not guaranteed.

3,000+ 5-Star Reviews & Counting

3,000+ five-star reviews. Here's a wall of them.

3,000+ 5-star reviews from people who were blocked from homes, cars, and approvals

We don't hide our reviews in a slider. Here they are — read as many as you want.

Read our reviews on Google →
Before You Start

The questions everyone asks first

Is credit repair even legal?

Yes. Consumers have the right to dispute inaccurate or incomplete credit report information under federal law. The FCRA establishes dispute and investigation requirements, while CROA regulates credit repair organizations. Makes sense? Get My Free 60-Second Credit Blueprint →

Will this hurt my credit score?

No. The Blueprint doesn't involve a hard inquiry, so requesting it won't touch your score. And disputing doesn't lower scores by itself — scores typically respond when negative items come off. Results vary by file. Makes sense? Get My Free 60-Second Credit Blueprint →

What results can I expect?

No credit repair company can guarantee specific deletions, credit score increases, or loan approvals. We'll explain the services included in your agreement, the dispute process, and any applicable refund terms before you enroll. Makes sense? Get My Free 60-Second Credit Blueprint →

How much will I actually pay?

Your Credit Blueprint and initial consultation are free. If you choose to move forward, we'll explain the services included and provide your total quoted cost before enrollment. There is no recurring monthly subscription. Makes sense? Get My Free 60-Second Credit Blueprint →

How long does it take?

Timelines vary depending on the information being disputed, investigation responses, and your individual credit history. We'll explain what to expect and provide updates throughout the process. Makes sense? Get My Free 60-Second Credit Blueprint →

What if the negative items really are mine?

Even if an account belongs to you, the information reported about it must be accurate and complete. We review your credit reports for potential errors, outdated information, and inconsistencies that may qualify for dispute. Makes sense? Get My Free 60-Second Credit Blueprint →

What happens after I get my Blueprint?

A senior consultant walks through it with you for free: what's hurting you most, what can realistically be fixed, and the exact next steps. No pressure — if we don't think we can help, we'll tell you. Makes sense? Get My Free 60-Second Credit Blueprint →

Free · No obligation · Won't affect your score

See what's standing between you and your next approval

Free, 60 seconds, no credit card, and it won't affect your score. The only thing you risk is finding out exactly how close you really are.

Get My Free 60-Second Credit Blueprint →
Takes 60 seconds. Won't impact your credit score. No obligation.